Why do we need a car insurance?
In India car is considered as the symbol of luxury and this luxury comes with the big responsibility. But now days it is very common in people to have a car or a bike with them and due to this thing we daily get the news of accidents and deaths in the newspapers and on internet also. And the chances of these accidents also because the youth of our country just want to show off their things and the crosses the limits of speed because of which they are just threating their life and others life also which also causes damages to their vehicles also. Due to this people suffer from great loss so, as to cover this great loss or damage to their vehicles people takes an insurance of their vehicles such as cars, bikes, trucks, etc.
What do insurance companies do?
When a person takes car insurance the company promise to insure and provide the person money for the loss or the damage of the car or any other vehicle. But the company gives the money for the unfortunate events such as the case of theft, fire outburst, strikes, terrorism, or for the list of events which was given by the company and that too with the terms and conditions applied.
Benefits of having a Car Insurance:
- It has large network of garages do which we are provided with the free services in some locations in which the company has their network. It also become convenient for customers to get their cars repair and to get the services for the damage of their vehicle.
- No Claim Bonus (NCB) which is the biggest advantage to the people who have their car insurance because the customer can enjoy the benefit of this every year. The person gets discount on the insurance and makes it more affordable for the common man also.
- Customer Support is provided to every person and every query which is raised by the customer is been solved. Each and every thing is been explained to the customer and that too very politely. The services are provided through different modes of communication also. People can communicate to the staff by online chat services and by manually meetings also.
- It also provide the coverage of personal accidents also. They provide the fund for the person’s injury, permanent disability or even for the deaths take place due a personal accident to the family. But the amount which they provide is pre-determined by the company’s policy.
- The main advantage is that they provide the full damage or loss of the car or the vehicle and also provides the repair service of the car to the customer that too very free.